Hello, world! Welcome to Prepare for Medicare. We’re going to cover a lot of ground on this site, hopefully a bit educational and some fun sprinkled in to make your life easier, save you money and hassle. We’re talking about everything Medicare on this site with (I’m sure) some sidebars into retirement, money matters, etc. Along the way, I’m going to teach you what you need to know and how to filter out all the noise.
Just before your 65th birthday (and for the rest of your life) insurance companies will absolutely flood you with ads. Direct mail will jam your mailbox, TV and newspaper ads with smiling celebrities or unassuming presenters will urge you to call for, “information” and blinking, flashing pay-per-click advertising online will promise the moon. Meanwhile, news anchors and newspaper headlines blare out various injustices and scams perpetrated by insurance agents and companies that hurt normal Americans just tying to buy the right coverage. Yet, for the more than 40 Million people already on Medicare and the estimated 10,000 Baby Boomers turning 65 every day, coverage choices must be made.
Sticking your head in the sand won’t help; the wrong choice could cost you thousands of dollars. How do you know if you’re in the wrong plan? Paying too much? Enrolling in a quality, reputable plan? Using a quality, reputable insurance agent? Is the system beating you, or are you beating the system? If you’re a caregiver helping your parents or other family members decide, what’s your role? Where can you turn for objective guidance?
It comes down to this: You can learn how to use the system to your advantage. You either need to educate yourself and understand the tools to do it yourself, or be able to identify a professional independent insurance agent to help you navigate through the maze. This site is a living, breathing opportunity for you to do both.