by Matt Feret | Aug 10, 2025 | Medicare Advantage, Medicare Advice
If you’re on Medicare Advantage, you’ve probably seen the term Maximum Out-of-Pocket (MOOP).But do you know how high it can go in 2026 — and what that means for your wallet? Let’s break it down in plain English. What is a MOOP (and why does it matter)? Every Medicare...
by Matt Feret | Aug 7, 2025 | Medicare Advice, Original Medicare
Short version: If your Medicare bill jumped because of IRMAA but your income has dropped, you may be able to appeal and pay less. The appeal runs through Social Security using Form SSA-44. Below is the plain-English, step-by-step. If you’re new to IRMAA and want the...
by Matt Feret | Aug 4, 2025 | Medicare Advice
Short version: Most calls claiming to be “Medicare” are junk. But does Medicare call you at home ever? Sometimes—in limited situations, usually after you’ve contacted them or when a contractor is following up on something you already received in the mail. Everything...
by Matt Feret | Aug 3, 2025 | Medicare Supplement
Will My Birthday Let Me Switch Medigap Plans Without Health Questions? If you already have a Medicare Supplement (Medigap) plan, you may have heard about something called the “Birthday Rule.” In short, it gives some people a once-a-year chance to switch Medigap plans...
by Matt Feret | Aug 1, 2025 | Medicare Advice
Will COBRA Cover You After 65? If you’re retiring or just lost your job, you may be offered COBRA coverage. Sounds good, right? A little safety net before figuring out your next step. But here’s the catch: once you’re Medicare-eligible, COBRA doesn’t work the way you...
