What Does Medicare Part D Cover in 2026?

by Matt Feret | Aug 18, 2025 | Medicare Part D

If you’re on Medicare, you’ve probably asked yourself: Will my prescriptions still be covered next year? How much will I pay at the pharmacy? Let’s cut through the jargon and get right to it. Medicare Part D is the part of Medicare that covers retail prescription...

Does Medicare Cover Alzheimer’s Care? What Families Need to Know

by Matt Feret | Aug 15, 2025 | Medicare Coverage

“What does Medicare actually cover if my loved one has Alzheimer’s?” That’s usually the very first question I hear after a diagnosis. And it’s a fair one. Alzheimer’s doesn’t just affect memory—it changes daily life, finances, and the type of care someone will need...

Medicare Star Ratings: What They Really Mean for You

by Matt Feret | Aug 12, 2025 | Medicare Advantage, Medicare Advice, Medicare Part D

Every fall, people shopping for Medicare Advantage or Part D drug plans run into the “Medicare Star Rating” system. It looks simple — one to five stars, just like Amazon reviews. But here’s the real question: Do these stars actually help you figure out which plan is...

Medicare Advantage MOOP: What to Watch for in 2026

by Matt Feret | Aug 10, 2025 | Medicare Advantage, Medicare Advice

If you’re on Medicare Advantage, you’ve probably seen the term Maximum Out-of-Pocket (MOOP).But do you know how high it can go in 2026 — and what that means for your wallet? Let’s break it down in plain English. What is a MOOP (and why does it matter)? Every Medicare...

IRMAA Appeals (SSA-44): How to Lower Your Medicare Premiums in 2026

by Matt Feret | Aug 7, 2025 | Medicare Advice, Original Medicare

Short version: If your Medicare bill jumped because of IRMAA but your income has dropped, you may be able to appeal and pay less. The appeal runs through Social Security using Form SSA-44. Below is the plain-English, step-by-step. If you’re new to IRMAA and want the...