Navigating HSA Contributions

by Matt Feret | Jun 1, 2025 | Medicare Advice

When Should I Stop HSA Contributions Before Medicare? (Part A vs. Part B) Short answer: You must stop contributing to your HSA when you enroll in Medicare Part A or Part B. Because Part A is retroactive up to six months (but not earlier than your 65th birthday), you...

HSA Medicare Penalty: Can You Defer Part B and Keep Contributing?

by Matt Feret | May 15, 2025 | Medicare Advice

If you’re still working on an HSA-qualified HDHP and approaching Medicare, you’ve probably heard about the HSA Medicare penalty. Here’s the plain-English version: once you enroll in any part of Medicare—Part A or Part B—you can’t make new HSA contributions. Enrolling...

The Inflation Reduction Act and Its Impact on Medicare Advantage (MAPD) and Medicare Part D Plans

by Matt Feret | May 1, 2025 | Medicare Advantage, Medicare Advice, Medicare Part D

Navigating the world of Medicare can be overwhelming, especially when significant policy changes come into play. One such change is the Inflation Reduction Act, which has introduced several key updates that affect Medicare Advantage (MAPD) and Medicare Part D plans....

How to Avoid Medicare Late Enrollment Penalties

by Matt Feret | Apr 1, 2025 | Medicare Advice, Original Medicare

Medicare late enrollment penalties can be a costly surprise if you’re not careful. Let’s explore how to avoid these penalties and ensure you have the coverage you need without any added expenses. Understanding Medicare Late Enrollment Penalties First,...

How and When to Enroll in Medicare if You’re on SSDI

by Matt Feret | Mar 15, 2025 | Medicare Advice, Social Security

Enrolling in Medicare when you’re receiving Social Security Disability Insurance (SSDI) comes with its own set of rules and timelines. Let’s explore how and when to enroll in Medicare if you’re on SSDI to ensure you get the coverage you need....

Medicare Advantage Plan Exits in 2025

by Matt Feret | Jan 15, 2025 | Medicare Advantage, Medicare Advice

Several insurers made the decision to exit the Medicare Advantage market in 2025 due to various financial pressures and changes in reimbursement rates. Here are some of the major exits: Aetna: Exited several counties and is expected to lose up to 10% of its Medicare...