Dear Matt, I understand what a Medicare Advantage is, and what the annual Medicare Advantage Maximum Out of Pocket (MOOP) is.Is that set by the Medicare Advantage insurance company or by Medicare? Can my MOOP ever go down? Thanks, Allison M. Allison, As I outline in...
Dear Matt, I understand IRMAA impacts both my Medicare Part B premiums, as well as my Medicare Part D costs. I turn 65 soon and am considering buying a Medicare Advantage Plan. If I buy a Medicare Part C plan (Medicare Advantage), can I avoid an IRMAA charge? Thanks,...
Dear Matt, I turn 65 in a few months but plan to keep working. How do I decline or drop Medicare Part B if I stay on my employer’s health insurance plan? I don’t need to have Medicare Part B if I have “real” insurance provided by my employer, do I? Thanks, Lucas M....
Hi Matt, Can I Use an out-of-network Primary Care Physician (PCP) If I have a HMO-POS Medicare Advantage plan? If I join an HMO-POS, am I required to use a PCP within the HMO network or can I go out-of-network? Thanks for all your help with this confusing state of...
Dear Matt, Early on in your book, you explain IRMAA, which is good, but you fail to explain that high income retirees (with high income two years before retirement)should file form SSA-44 to claim correct income for the first two years after retirement. My income...
CreDear Matt, I read your book, but if I decide that I want Medicare Supplement (Medigap) Plan G and all the companies have the same benefits, why would there be price differences? Why would anyone pay more in premiums for one company’s Medigap plan over another for...