What Are Medicare Special Enrollment Periods (and How Do They Work)?
Feeling overwhelmed by Medicare options? The right Medicare insurance agent can simplify your choices, help you compare plans, and guide you each year through enrollment changes.
Medicare Service Area Reductions for 2026 – What You Need to Know
Here’s the deal: millions of people are about to lose their Medicare Advantage plans in 2026. If you’ve already gotten a letter, you know the pit in your stomach. If you haven’t, don’t assume you’re safe — carriers are pulling back, and entire counties are on the...
Medicare Help Lines Are Failing Millions of Enrollees
Medicare’s “safety nets” like SHIP and 1-800-MEDICARE sound reassuring, but in 2026 they’ll be stretched thin. Millions will lose plans or face higher drug costs, and depending on call centers or volunteers could leave you with long waits and half-answers. Here’s what you really need to know—and smarter ways to protect your coverage.
Medicare Plan Finder’s “Provider Search Fix” (2026)
Medicare says it’s finally “fixing” the provider search on medicare.gov —but the roll-out looks partial, outsourced, and light on quality control. Here’s what that memo really means for you, why I’m skeptical, and the steps to protect yourself.Key Takeaways Provider...
Medicare Advantage Plan Termination Letters: Understanding Your Options
Have you gotten a letter saying your Medicare Advantage coverage will be ending? If so, you’re not alone. Many folks will receive a Medicare Advantage termination letter in 2025 alerting them that their plan won’t renew in 2026. Also called a Medicare Advantage...
Turning 65? How to Set Up Medicare (Without Lifetime Penalties)
Not everyone is auto-enrolled at 65. Use this step-by-step guide to confirm your status, hit the right deadlines, avoid lifetime penalties (Part B & Part D), and choose the coverage path that fits your doctors, meds, and budget.
Decode Your 2026 Medicare ANOC in 5 Steps
Your Annual Notice of Change is not junk mail. Use the SNIFF method to scan cost changes, check drug tiers, verify doctors, find benefit cuts, and decide your next move before AEP (Oct 15–Dec 7).
Medicare 2026: The Changes Coming (and How to Protect Yourself)
Medicare’s long-overdue doctor search tool upgrade sounds helpful—but it leaves most enrollees out. Here’s what the 2026 changes mean for your coverage, and why the system is still falling short.
Medicare’s Doctor Search Tool Still Broken in 2026
Medicare’s long-overdue doctor search tool upgrade sounds helpful—but it leaves most enrollees out. Here’s what the 2026 changes mean for your coverage, and why the system is still falling short.
5 Medicare Mistakes to Avoid in 2026 (Especially If You’re Turning 65)
Medicare isn’t “set it and forget it.” A wrong tur, like assuming it’s free, missing a deadline, or trusting a slick ad—can cost thousands and limit your future options. Here are the five mistakes I’ve seen over and over in 20+ years, and how to avoid them so you keep...
Understanding IRMAA (2026): What It Is and How It Affects Your Medicare Premiums
If your Medicare bill is higher than expected, IRMAA may be the reason. This guide explains what IRMAA is, who pays it, how the two-year lookback works, and when you can appeal after a life-changing event — with links to thresholds, appeals, and Part D basics.
Medicare Advantage Changes in 2026: What You Really Need to Know
There’s a lot of noise out there about Medicare Advantage in 2026. You may have even seen headlines about a “5.06% CMS payment boost.” Honestly? That number matters to insurance companies, not to you. What matters to you is: Will my plan still be available? Will my...