Helping Employers and Brokers Support Employees as Medicare Starts to Matter

Prepare for Medicare® for Employers is a broker-led education and consultation support program for employees approaching age 65, working past 65, retiring soon, or trying to understand how Medicare fits with employer coverage.

Employees often start receiving Medicare mailers and conflicting advice before they understand what actually applies to them. For many, the real issue is not just whether to enroll in Medicare. It is how Medicare coordinates with employer coverage, when timing starts to matter, whether a spouse or dependent is affected, how HSA contributions fit in, and how to avoid mistakes that can create unnecessary confusion or lasting Part B and Part D late enrollment penalties. This program gives brokers and employers a more structured way to help people start in the right place.

MF

Matt Feret

Author, Prepare for Medicare®

Licensed support via
Brickhouse Agency

A Quick Introduction from Matt Feret

Why this program exists — and why the employer-to-Medicare transition deserves a better starting point.

The move from employer coverage into Medicare is one of the least well-explained transitions in employee benefits.

HR teams are not in a position to advise on Medicare. Benefits brokers may not want employees guessing. This program was built to close that gap with a practical, education-first approach.

Learn how the program works →

What Employees Receive

When employees are pointed to Prepare for Medicare®, they get a dedicated, education-first landing experience built around their real Medicare timing questions — not a generic enrollment funnel.

A branded, employee-facing landing page with guides, common-situation identification, and a no-pressure path to scheduling

Access to the Core Medicare Guide and the Working Past 65 Guide, available to view or download

A clear Learn → Evaluate → Talk sequence so employees can self-identify their situation before deciding whether to talk to someone

Optional licensed consultation through Brickhouse Agency — no call-center handoff, no obligation to enroll

Why Brokers Use It

Group benefits brokers use Prepare for Medicare® as a structured Medicare education and advisory layer they can deploy for any client, without adding internal staff or building Medicare content in-house.

A branded, employee-facing page brokers can link to from benefits portals, intranets, or open enrollment communications

A differentiator that helps win new business and strengthen renewals, because most group benefits firms don’t offer structured Medicare transition support

Keeps Medicare questions out of HR’s inbox and in the hands of a licensed team

Deepens client value without requiring the broker to become a Medicare expert

Built and led by Matt Feret, an industry insider and author of the Prepare for Medicare® series, which gives the brokerage an immediate authority boost

Why Employers Add It

Employers and HR teams add Prepare for Medicare® because employees turning 65 — and working past 65 — are increasingly common, and the Medicare questions that come with that transition don’t belong on an HR desk.

Gives employees a credible, education-first place to understand Medicare timing, employer coverage coordination, HSA questions, and spouse or dependent coverage

Reduces the burden on HR and benefits teams without pushing employees into a call center

Employer-safe — no hard-sell, no enrollment pressure, no steering toward specific plans

Works alongside your existing benefits broker or group administrator

Helps employees avoid costly, lifetime Part B and Part D late enrollment penalties that HR teams aren’t equipped to explain

Broker and Employer Inquiries

Reach out to learn more about setting up a program page for your clients or employees.

About Matt Feret & Prepare for Medicare®

Prepare for Medicare® is led by Matt Feret, a longtime Medicare industry insider and author of the Prepare for Medicare® and Prepare for Social Security Insider’s Guide series. Matt spent years inside large Medicare insurance carriers and now uses that experience to help adults make smarter decisions about Medicare, Social Security, and life’s big transitions — without the marketing noise.

Consultation support, when employees want it, is fulfilled by Brickhouse Agency, a licensed Medicare insurance agency.

Strengthen Related Resources

When employees are pointed to Prepare for Medicare®, they get a dedicated, education-first landing experience built around their real Medicare timing questions — not a generic enrollment funnel.

Working Past 65 & Employer Coverage

How Medicare timing, creditable coverage, and HSA contributions interact when you stay on your employer plan past 65.

Turning 65? How to Set Up Medicare Medicare and COBRA – What You Need to Know Before Making a Costly Mistake

Note: No dedicated “Working Past 65” article exists — the Turning 65 piece is the closest fit. Flag for Matt if he wants a purpose-built piece written.

Medicare Enrollment Timing

Initial, Annual, and Special Enrollment Periods explained — and when each one applies to you.

What Are Medicare Special Enrollment Periods (and How Do They Work) Navigating The Medicare Sign Up Process

Medicare Supplement vs. Medicare Advantage

The real differences between Medigap and Medicare Advantage, and how to decide which path fits your situation

Understanding the Difference Between Medicare Advantage and Medicare Supplement Plans

Medicare Advantage or Medicare Supplement In 2026? What You Need to Know BEFORE Picking

RMAA (Income-Related Monthly Adjustment Amount)

Why higher-income retirees pay more for Medicare Parts B and D — and how to plan around the two-year lookback.

Understanding IRMAA (2026): What It Is and How It Affects Your Medicare Premiums. 2026 IRMAA Brackets, Part B Premiums & Part D Adjustment Amounts

Medicare & Social Security Coordination

How Medicare and Social Security enrollment overlap, and when the two timelines should line up.

Navigating The Medicare Signup Process

Note: No dedicated “Medicare & Social Security coordination” article exists on the site — the sign-up process article is the closest fit. Flag for Matt if he wants a purpose-built piece or a different URL.