Not everyone is auto-enrolled at 65. Use this step-by-step guide to confirm your status, hit the right deadlines, avoid lifetime penalties (Part B & Part D), and choose the coverage path that fits your doctors, meds, and budget.
Decode Your 2026 Medicare ANOC in 5 Steps
Your Annual Notice of Change is not junk mail. Use the SNIFF method to scan cost changes, check drug tiers, verify doctors, find benefit cuts, and decide your next move before AEP (Oct 15–Dec 7).
Medicare 2027: The BIG Changes You Need to Know Now
Medicare plans are exiting again, standalone Part D costs are rising and some plans can cap enrollment. Here’s what’s changing for 2027 and what to do before December 7.
Medicare’s Doctor Search Tool Still Broken in 2026
Medicare’s long-overdue doctor search tool upgrade sounds helpful—but it leaves most enrollees out. Here’s what the 2026 changes mean for your coverage, and why the system is still falling short.
5 Medicare Mistakes to Avoid in 2026 (Especially If You’re Turning 65)
Medicare isn’t “set it and forget it.” A wrong tur, like assuming it’s free, missing a deadline, or trusting a slick ad—can cost thousands and limit your future options. Here are the five mistakes I’ve seen over and over, and how to avoid them so you keep your...
Understanding IRMAA (2026): What It Is and How It Affects Your Medicare Premiums
If your Medicare bill is higher than expected, IRMAA may be the reason. This guide explains what IRMAA is, who pays it, how the two-year lookback works, and when you can appeal after a life-changing event — with links to thresholds, appeals, and Part D basics.
Medicare Advantage Changes in 2027: What You Really Need to Know
Medicare Advantage isn’t going away in 2027, but plans are changing. Here’s what’s different, what it could cost you and what to do before December 7.
IRMAA Thresholds and What Counts Towards IRMAA
IRMAA is an income-based surcharge added to Medicare Part B and Part D premiums using your tax return from two years ago. This guide explains what counts toward MAGI, how IRMAA brackets work for 2026, and the moves that commonly trigger a surcharge—plus when an appeal may lower your costs.
Is Your Medicare Advantage Plan Ending in 2027? Here’s What to Do
If your Medicare Advantage plan is leaving your county for 2027, here are your options, the dates that matter and how to avoid a gap in coverage.
Can You Use GoodRx With Medicare?
How Does GoodRx Work With Medicare? If you’re on Medicare and you’ve seen GoodRx ads, you might wonder: should I use a discount card at the pharmacy, or my Medicare Part D benefit? Here’s the plain-English answer: GoodRx can lower a cash price, but it does not work...