What Is the Medigap (Medicare Supplement) Birthday Rule?

What Is the Medigap (Medicare Supplement) Birthday Rule?

Will My Birthday Let Me Switch Medigap Plans Without Health Questions? If you already have a Medicare Supplement (Medigap) plan, you may have heard about something called the “Birthday Rule.” In short, it gives some people a once-a-year chance to switch Medigap plans...

Understanding the Difference Between Medicare Advantage and Medicare Supplement Plans

Understanding the Difference Between Medicare Advantage and Medicare Supplement Plans

Health Savings Accounts (HSAs) can be a fantastic tool for managing healthcare costs, but the rules around contributing to an HSA while on Medicare can be a bit tricky. Let’s dive into whether you can contribute to an HSA while enrolled in Medicare Part A but not Part B and what you need to know to make the most of your HSA.

Navigating HSA Contributions

Navigating HSA Contributions

Health Savings Accounts (HSAs) can be a fantastic tool for managing healthcare costs, but the rules around contributing to an HSA while on Medicare can be a bit tricky. Let’s dive into whether you can contribute to an HSA while enrolled in Medicare Part A but not Part B and what you need to know to make the most of your HSA.

HSA Medicare Penalty: Can You Defer Part B and Keep Contributing?

HSA Medicare Penalty: Can You Defer Part B and Keep Contributing?

Health Savings Accounts (HSAs) can be a fantastic tool for managing healthcare costs, but the rules around contributing to an HSA while on Medicare can be a bit tricky. Let’s dive into whether you can contribute to an HSA while enrolled in Medicare Part A but not Part B and what you need to know to make the most of your HSA.

How to Avoid Medicare Late Enrollment Penalties

How to Avoid Medicare Late Enrollment Penalties

Medicare late enrollment penalties can be a costly surprise if you’re not careful. Let’s explore how to avoid these penalties and ensure you have the coverage you need without any added expenses.

How and When to Enroll in Medicare if You’re on SSDI

How and When to Enroll in Medicare if You’re on SSDI

Enrolling in Medicare when you're receiving Social Security Disability Insurance (SSDI) comes with its own set of rules and timelines. Let's explore how and when to enroll in Medicare if you're on SSDI to ensure you get the coverage you need. Understanding the Basics...

Medicare Advantage Plan Exits in 2025

Medicare Advantage Plan Exits in 2025

Several insurers made the decision to exit the Medicare Advantage market in 2025 due to various financial pressures and changes in reimbursement rates. Here are some of the major exits: Aetna: Exited several counties and is expected to lose up to 10% of its Medicare...

Switching Medicare Advantage Plans: When, How, and Optimal Strategies

Switching Medicare Advantage Plans: When, How, and Optimal Strategies

Welcome, my friends! I'm Matt Feret, and if there's one thing my inbox is full of, it's heartfelt questions from many of you feeling anchored down by your current Medicare Advantage plans. You want to navigate these waters confidently, seeking clarity on switching to...

How to Defer Medicare Part B

How to Defer Medicare Part B

*Updated 1/2/24 Medicare Part B - How to Defer or Decline Until You're Ready Working past age 65?  Have a spouse on your health insurance that isn't 65 yet?  If you’re deferring Part B for any reason, when you eventually do sign up for Medicare Part B, Medicare is...